Transaction Banking | Liquidity Management & Virtual Accounts

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At Goldman Sachs, FDIC insurance applies only to deposits held in the U.S. at Goldman Sachs Bank USA.

"FDIC-Insured - Backed by the full faith and credit of the U.S. Government"

"At Goldman Sachs, FDIC insurance applies only to deposits held in the U.S. at Goldman Sachs Bank USA."

"Liquidity Solutions¹"

Liquidity Solutions¹

"You can improve cash positioning, liquidity management and modernize your treasury processes with Goldman Sachs liquidity solutions. \r\n&nbsp;\r\nOur liquidity management solutions and Virtual Integrated Accounts (VIAs) can help you manage funding, optimize yield and streamline your cash management needs.\r\n"

You can improve cash positioning, liquidity management and modernize your treasury processes with Goldman Sachs liquidity solutions. 
&nbsp;
Our liquidity management solutions and Virtual Integrated Accounts (VIAs) can help you manage funding, optimize yield and streamline your cash management needs.

1. Manage your liquidity

"1. Manage your liquidity"

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<ul>
<li>Daily liquidity for on-demand funding</li>
<li>Account features to support your business</li>
</ul>

Demand Deposit Accounts

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<ul>
<li>Optimize yield across term structure</li>
<li>Fixed yield over tenor of deposit</li>
</ul>

Term Deposits

<ul>
<li>On and off-balance sheet investment options</li>
<li>Competitive Pricing</li>
</ul>

Escrow

2. Optimize your cash

"2. Optimize your cash"

<ul>
<li>Real-time visibility and centralization of funds</li>
<li>Supports payment rails and payment formats like a physical account</li>
</ul>

Virtual Integrated Accounts (VIAs)

<ul>
<li>Automated solution — rules-based movement of funds to facilitate centralization</li>
<li>Domestic and multi-currency solutions</li>
</ul>

Cash Concentration

3. Generate value through customized solutions

"3. Generate value through customized solutions"

"¹US only\r\n&nbsp;\r\nCertain products are not yet live offerings and are contingent on internal approvals by Compliance and other internal stakeholders.\r\nTransaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC.&nbsp;For additional information, please see <a href=\"https://txb.gs.com/cx/regulatoryinformation\">Bank Regulatory Information</a>.\r\n"

¹US only
&nbsp;
Certain products are not yet live offerings and are contingent on internal approvals by Compliance and other internal stakeholders.
Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC.&nbsp;For additional information, please see <a href="https://txb.gs.com/cx/regulatoryinformation">Bank Regulatory Information</a>.

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