Transaction Banking

Payments¹

Our domestic and global payment services allow you to send payments using a single workflow in 120+ currencies² and track your payment status in real-time. Our single, multi-rail API creates consistent payments experience globally, and makes instructing, tracking status and reconciliation of payments easy where available.

Global Payments
Wires
Low-Value Payments
Instant Payments (e.g. RTP, FedNow)
Checks

Goldman Sachs Transaction Banking (TxB™) provides flexible initiation options for payments, including API for real-time submission.

API
File-Based Payment Initiation
Online Banking Platform

TxB's payment tracking tool provides the ability to track payments from payment initiation until the beneficiary is credited, where available. Tracking provides details of payment journey, charges applied and date and time of credit to beneficiary where provided by beneficiary bank.

TxB’s Intelligent Payments Engine routes payments to allow delivery of funds to be optimized for your preference for speed, cost and principal protection.

Speed
Cost Efficiency
Reliability

TxB offers a simplified workflow allowing you to fund payables from your GS TxB account or from multiple banks.

TxB’s workflow allows you to:

  • Initiate cross-currency payments without opening a DDA account at Goldman Sachs
  • Access transparent FX pricing
  • Leverage benefits of pre-payment validation and intelligent routing

Our Global Payments platform was designed to help you initiate cross-currency payments and collections simply and transparently. We provide flexible funding options, access to transparent FX pricing, real-time reporting and status tracking where available.

 

Our Intelligent Payments Engine will optimize payment execution for speed, cost and principal protection, based on your preferences.

¹US only

 

²Number of currencies is subject to change

 

Certain products are not yet live offerings and are contingent on internal approvals by Compliance and other internal stakeholders.