Transaction Banking | Payments

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"Payments¹"

Payments¹

"Our domestic and global payment services allow you to send payments using a single workflow in 120+ currencies² and track your payment status in real-time. Our single, multi-rail API creates consistent payments experience globally, and makes instructing, tracking status and reconciliation of payments easy where available.\r\n"

Our domestic and global payment services allow you to send payments using a single workflow in 120+ currencies² and track your payment status in real-time. Our single, multi-rail API creates consistent payments experience globally, and makes instructing, tracking status and reconciliation of payments easy where available.

Global Payments

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Wires

Low-Value Payments

Instant Payments (e.g. RTP, FedNow)

Checks

Omnichannel Connectivity

"Omnichannel Connectivity"

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"Goldman Sachs Transaction Banking (TxB™) provides flexible initiation options for payments, including API for real-time submission.\r\n"

Goldman Sachs Transaction Banking (TxB™) provides flexible initiation options for payments, including API for real-time submission.

File-Based Payment Initiation

Online Banking Platform

Dynamic Payment Tracking

"Dynamic Payment Tracking"

"TxB's payment tracking tool provides the ability to track payments from payment initiation until the beneficiary is credited, where available. Tracking provides details of payment journey, charges applied and date and time of credit to beneficiary where provided by beneficiary bank.\r\n"

TxB's payment tracking tool provides the ability to track payments from payment initiation until the beneficiary is credited, where available. Tracking provides details of payment journey, charges applied and date and time of credit to beneficiary where provided by beneficiary bank.

Intelligent Routing

"Intelligent Routing"

"TxB’s Intelligent Payments Engine routes payments to allow delivery of funds to be optimized for your preference for speed, cost and principal protection.\r\n"

TxB’s Intelligent Payments Engine routes payments to allow delivery of funds to be optimized for your preference for speed, cost and principal protection.

Speed

Cost Efficiency

Reliability

Simplifying Payment Workflows

"Simplifying Payment Workflows"

"TxB offers a simplified workflow allowing you to fund payables from your GS TxB account or from multiple banks.\r\n"

TxB offers a simplified workflow allowing you to fund payables from your GS TxB account or from multiple banks.

"TxB’s workflow allows you to:\r\n<ul>\r\n<li>Initiate cross-currency payments without opening a DDA account at Goldman Sachs </li>\r\n<li>Access transparent FX pricing </li>\r\n<li>Leverage benefits of pre-payment validation and intelligent routing</li>\r\n</ul>\r\n"

TxB’s workflow allows you to:
<ul>
<li>Initiate cross-currency payments without opening a DDA account at Goldman Sachs </li>
<li>Access transparent FX pricing </li>
<li>Leverage benefits of pre-payment validation and intelligent routing</li>
</ul>

Global Payment Solutions

"Global Payment Solutions"

"Our Global Payments platform was designed to help you initiate cross-currency payments and collections simply and transparently. We provide flexible funding options, access to transparent FX pricing, real-time reporting and status tracking where available. \r\n&nbsp;\r\nOur Intelligent Payments Engine will optimize payment execution for speed, cost and principal protection, based on your preferences.\r\n"

Our Global Payments platform was designed to help you initiate cross-currency payments and collections simply and transparently. We provide flexible funding options, access to transparent FX pricing, real-time reporting and status tracking where available. 
&nbsp;
Our Intelligent Payments Engine will optimize payment execution for speed, cost and principal protection, based on your preferences.

"¹US only\r\n&nbsp;\r\n²Number of currencies is subject to change\r\n&nbsp;\r\nCertain products are not yet live offerings and are contingent on internal approvals by Compliance and other internal stakeholders.\r\n&nbsp;\r\nTransaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC.&nbsp;For additional information, please see <a href=\"https://txb.gs.com/cx/regulatoryinformation\">Bank Regulatory Information</a>.\r\n"

¹US only
&nbsp;
²Number of currencies is subject to change
&nbsp;
Certain products are not yet live offerings and are contingent on internal approvals by Compliance and other internal stakeholders.
&nbsp;
Transaction Banking services are offered by Goldman Sachs Bank USA (“GS Bank”) and its affiliates. GS Bank is a New York State chartered bank, a member of the Federal Reserve System and a Member FDIC.&nbsp;For additional information, please see <a href="https://txb.gs.com/cx/regulatoryinformation">Bank Regulatory Information</a>.

Accessibility Notice:&nbsp;A&nbsp;<a href="/transcript-requests">transcript is available&nbsp;</a>for any video on this page.